A member is eligible for a loan once they have met the requirement. Members may borrow up to 10 times their Shares depending on the loan types. Interest rates on loans are very competitive and vary according to the share ratio. All interest rates are calculated monthly on the reducing balance. Once you are borrowing more than you have saved, collateral (security) may be required for the loan.  
 
 
 
A member is eligible for a loan once they have met the requirement. Members may borrow up to 10 times their Shares depending on the loan types.
 
 
 
Loans Offered To Our Members
Over Shares Loans
Within Share Loans
Project Lending Loan
   
 
   
     
 
Savings and Investments
Shares Account
Deposits Account
Fixed Deposit Account
Golden Anchor Account
Golden Harvest Savings Plan
Family Indemnity Plan
 
 
Other Products and Services
Financial Counseling
Standing Order Payments
Discount Club
Scholarships and Grants
Blue Cross Coverage
Cambio Service
     
 
 
 
  Funding for this web site was provided by the Private Sector Development Programme (PSDP), a joint initiative of the Government of Jamaica and the European Union. The views expressed on this web site are those of the Westmoreland Co-operative Credit Union and do not necessarily reflect those of the PSDP  
 
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